Aim of the casino game
Two hands are dealt in online casino game baccarat - The banker's hand and the player's hand. Prior to each deal, the casino player wagers on whether the Player's hand or the Banker's hand is closest to a total of 9. The player also has the option to wager on a tie (i.e. both the banker's and player's hands total the same).

Rules of the casino game
There are three types of bets an online casino player may wager on - the Player's hand, the Banker's hand, or the Tie bet. A combination of these bets can also be made. Place your wagered amount by clicking with the left mouse button on the baccarat table in the Player's field, the Banker's field, the Tie field (any number above the Banker's field), or any combination of these within the betting limits. You start the round by pressing the Deal button.

After the Deal button is pressed, the Player and Banker are dealt two cards. All tens and picture cards are worth zero, aces are worth 1, and all other cards are worth their face value. If the value of cards exceeds 9, then the value is adjusted by subtracting 10 from the total.
Example:

After the first two cards are dealt to both the Player and Dealer, a third additional card may be dealt but the player does not ask for a third card. All additional cards are subject to a third card rule. No hand receives more than three cards. When the Player and Banker hands equal the same total, the hand is declared a Tie.

Third Card Rules:
If the Player's two cards total:

After the Player's Hand acts on a third card draw, the Banker's Hand receives a third card according to these rules:

When the Banker's two cards total between 3-6:

If the Player's hand stands on two cards, then a two card Banker hand totaling 3,4,5 must draw and a Banker hand totaling 6 must stand.

PAYOUTS

A winning Player hand wager is paid at 1 to 1. A winning Banker hand wager is also paid at 1 to 1 but the casino player must pay a 5% commission to the bank. Winning Tie wagers are paid at 8 to 1.

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